| for agreed value of $16k and costs me a little over $300 a year for full coverage. That is about $25 a month. In my head $25 a month and get a check for $16k is a little better deal than $3 a month and I get nothing. If a rock cracks your windshield you get nothing and I get a new windshield. That's $300 right there. Never really understood not getting full coverage on a car that you will drive on the street. Know a lady who just dropped full coverage on her fairly nice acura to save money. Her and 4 other cars got hit by another lady with the minimum insurance only and now she's SOL.
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